Articles by Andrew G. Simpson

Insurer Faces Class Action for Depreciating Labor in Actual Cash Value Payments

Two Trumbull Insurance customers who believe they were short-changed on claims payments have filed a proposed class action suit against the insurer, alleging Trumbull has been incorrectly calculating some property claim payments by deducting labor depreciation. The complaint (Grawe v …

Federal Court Denies Massachusetts Hospital’s Covid-19 Business Interruption Claim

A Massachusetts hospital has been denied its insurance claim for Covid-19 related costs and lost revenues under business interruption and disease contamination provisions of its property insurance policies. U.S. District Judge Nathaniel M. Gorton of the federal court in Boston …

NJ Court Orders Retrial to Allocate Liability in Premium Fraud Case

There will be a jury retrial on allocation of liability in a New Jersey workers’ compensation premium fraud case won by Liberty Insurance Corp. against a construction firm. The New Jersey Supreme Court ruled yesterday that a trial court erred …

Eagles Safety Awarded $43.5M in Damages for Medical Malpractice Claim

A Philadelphia jury yesterday awarded former Philadelphia Eagles team captain Christopher Maragos $43.5 million in damages in a case of medical malpractice over a knee injury that ended his National Football League career in 2019. The civil case revolved around …

Philadelphia Eagles Team Loses to Ex-Player in Workers’ Compensation Fight

The National Football League’s Philadelphia Eagles football team has failed to score a victory in a disability case involving former linebacker Emmanuel Acho who suffered thumb injuries in 2015 while with the team. The 2023 Super Bowl team disputed disability …

24 Models Sue 3 Insurers to Collect on $2M Deals With Strip Clubs Over Use of Photos

A group of 24 models is suing three insurers to collect more than $2 million in settlements stemming from the unauthorized use of their images by several strip clubs in the Northeast. The models, including Tara Leigh Patrick (also known …

Heating Oil Leak Covered Because of Ambiguous Pollution Exclusion

The Rhode Island Supreme Court for the first time has found the definition of pollution in a commercial policy ambiguous enough to justify vacating a lower court’s summary judgment in favor of the insurer. The insurer, Arbella Protection Insurance Co., …

NY Gov Seeks to Exclude Medical Malpractice From Wrongful Death Damages Bill

New York Gov. Kathy Hochul last night vetoed a measure that would have expanded wrongful death benefits after her late bid for amendments was rejected by the sponsors of the bill. In vetoing the Grieving Families Act, Hochul called for …

Insurers, Agents Spared in New Jersey Shooting Claims

A federal judge in New Jersey has ruled that a New Jersey property owner is not entitled to insurance coverage for a shooting because it never disclosed it owned the banquet hall where the shooting took place on its two …

Lawsuit Alleges Insurance Agency Liable for Child Shooting at Home Office

The parents of a Maine three-year old boy who accidentally shot himself with a loaded pistol filed a negligence suit against the owner of a Vermont home where the boy found the gun while on a visit. The boy’s family …