Articles by Denise Johnson

Zurich to Add U.S.-Based Apprenticeships to Educational Program Offerings

Zurich North America’s President of Programs & Direct Markets Kathleen Savio recently took part in the President’s SelectUSA Investment Summit roundtable. Discussions focused on establishing better apprenticeship opportunities in the U.S. According to Brian Little, head of Human Resources for …

Tips on Understanding Cyber Risk Losses

Cyber risk can be technically hard to understand, according Marty Frappolli, senior director of Knowledge Resources for The Institutes. The damage to consumer data, complicated analysis on specific technologies involved in data breaches, and keeping up with court case rulings …

Tips on Handling Workers’ Comp Claims Involving Chiropractic Care

Understanding the differences between a physician and a chiropractor and knowing key terms and billing codes will assist adjusters handling workers’ compensation claims, according to a recent webinar presented by Wisc.-based insurance broker HNI. According to Dr. Marc Gilerovich, a …

Top 10 Causes of Workplace Injuries: Liberty Mutual

Overexertion and falls account for more than $25 billion in workers compensation costs in the U.S., according to Liberty Mutual Research Institute for Safety’s 2014 Workplace Safety Index. In its 15th year, the annual ranking of top 10 causes of …

Warming Car Ahead of Time Could Lead to Fine, Theft

As freezing temperatures overtake much of the U.S., many drivers will consider warming their car up ahead of time. But depending on where you do it, some may be surprised to learn that it is against the law in certain …

Arson Considered in Utah Fire That Caused $1M in Damage

Investigators are on the scene of a Friday morning fire at an unfinished Orem, Utah, condominium complex that appears to have been intentionally set. Orem Fire Battalion Chief Ryan Peterson says the fire was reported about 2:30 a.m. and extinguished …

New OSHA Reporting Requirements Begin January 1

Effective January 1, 2015, all employers under the jurisdiction of the Occupational Safety and Health Administration will be required to report all work-related fatalities within eight hours and all in-patient hospitalizations, amputations and losses of an eye within 24 hours …

Expert Shares Top Tips for Mediation Preparation

Preparation is key to a successful mediation, according to Kevin Quinley, founder and principal of Quinley Risk Associates. During a recent interview he shared his tips on how to best prepare for mediation. Quinley explained why adjusters are often wary …

Businesses Already Using, Testing Autonomous Vehicles

While private passenger autonomous vehicles are still being tested by Google and other car manufacturers and state legislators mull rules governing driverless vehicles on roadways, their commercial use has already begun. Maryland-based Lockheed Martin, a global security and aerospace company, …

Coverage Implications Related to a Data Breach

Despite dedicated cyber risk policies, a security breach can trigger a variety of claims and coverages, security experts said at a recent conference exploring privacy issues. Panelists at the Privacy Xchange Forum held in Scottsdale, Ariz., earlier this month, discussed …