Articles by William Rabb

Appeals Court Says Experts Must Show Causal Relationship in BP Oil Workers’ Suits

A federal appeals court has underscored the high bar that expert witnesses must meet before a court can connect the dots between exposure and illness, a ruling that could have an impact on insurance claims and toxic tort litigation. In …

People’s Trust Managed Repair Clause Survives Another Florida Legal Challenge

After at least three appeals court decisions in the last four years, homeowner lawsuits that take issue with a Florida insurance carrier’s managed repair program may finally have run their course. “It really should” be a nail in the coffin …

Milton’s 152,180 Claims So Far to Mean New Pressure on Reinsurance, Rate Hikes

Property Insurance claims from Hurricane Milton had topped more than 152,180 by Monday, with some $1.9 billion in estimated insured losses. That’s already more than the claims and losses reported for Helene, which made landfall in Florida two weeks earlier, …

Florida CFO Bars Insurers From Altering Adjusters’ Reports Without Explanation

Almost two years after a group of independent claims adjusters alleged that insurers had deceptively altered their damage estimates and low-balled policyholders, Florida’s chief financial officer has issued an emergency rule barring similar actions in Hurricane Milton claims. “Any move …

With Back-to-Back Storms, Florida Now Facing Delays in Claims Adjusting

With Hurricane Milton now expected to produce several hundred thousand wind-damage claims and with the storm coming so soon on the heels of Hurricane Helene, industry leaders are bracing for significant delays in claims adjusting. “We’re competing with Helene,” said …

Unlicensed Work Does Not Void Contract With Condos, Florida Appeals Court Says

Being unlicensed as a contractor in Florida does not necessarily void a storm-remediation contract, a Florida appeals court said in a decision that could affect insurance defense strategy in hurricane claims. “This shows that it’s really important to know the …

How Big Was the Cat? Investigator Warns About Claims of Clogged Toilets

Did you hear the one about cat poop clogging a toilet, resulting in thousands of gallons of sewage water in the home and a big insurance claim? Lin Werkheiser, an insurance fraud investigator, has heard that one and many more …

Court Rules Lyft is a Motor Carrier and State Farm Can Be Sued Directly

Georgia lawmakers this year put an end to direct-action lawsuits against trucking companies’ insurers, but that did not come soon enough to bar litigation brought by people involved in accidents with ride-sharing services. The Georgia Court of Appeals this week …

The Murdaugh Drama Continues: Store That Sold Beer Now Suing its Insurers

The saga of the Murdaugh family in South Carolina continues, now with a convenience store company suing its liability insurers for failing to defend it against a second lawsuit stemming from the sale of beer to an underage Paul Murdaugh …

Client Mix-up Leads to Lawsuits, Bar Complaint Against Mississippi Comp Lawyer

What’s in a name? Thousands of dollars, a lost job, denied insurance coverage and the possibility of a suspended law license for a Mississippi workers’ compensation attorney, apparently. It all has to do with injured workers – both named Dorothy …