Burke’s Law

The New Hampshire Supreme Court recently held that a persistent odor could constitute a “physical loss” under a homeowner’s insurance... Read More

The Ohio Supreme Court recently issued a significant decision affecting insurance coverage for employer intentional torts. In Ohio, as in... Read More

In Platek v. Town of Hamburg, 2015 NY Slip Op 01483 (Feb. 19, 2015), the New York Court of Appeals... Read More

A person’s classification as an employee, temporary worker, or independent contractor can often affect various insurance coverages. While the distinction... Read More

Underinsured motorist (UIM) coverage allows insureds to seek recovery from their own insurance company when an at-fault driver is underinsured—carrying... Read More

A threshold question for insurance coverage is whether an event occurred to trigger coverage under the policy. Various theories of... Read More

Two cases from New York recently explored the issue of when ownership of a vehicle transfers to determine how insurance... Read More

The general rule holds that when a policy provision is susceptible to more than one interpretation courts should construe the... Read More

A recent case from the Eleventh Circuit Court of Appeals weighed the application of a statutory presumption to an insurance... Read More

When the literal language or structure of an insurance policy gives the policyholder the impression of coverage but effectively negates... Read More