Columns

People

The Hartford appointed Christopher J. Swift executive officer and Douglas G. Elliot president. Liam E. McGee, currently chairman, president and CEO, continues in his role as executive chairman until the next annual shareholders meeting. The company also appointed Beth A. …

Does Automobile Insurance Follow the Car or the Driver?

There are a few questions in life that are more confusing than their answers. The blanket query into whether or not insurance follows the car or the driver in a particular jurisdiction is such a question – one we see …

Adjuster May Be Personally Liable for Negligent Misrepresentation

A California appellate court recently held that a homeowner may sue an insurance adjuster individually for negligent misrepresentation. While agents and employees of insurance companies are not parties to the insurance contract and generally cannot be held personally liable for …

Agent Liability Limited by Indiana Court, Expanded in New York

Policyholders rely on their insurance agents to acquire insurance coverage. Generally an agent has a duty to obtain the requested coverage with reasonable care and diligence or inform the client of his inability to do so, but the agent has …

Fed to Require Speed Limiters on Trucks

The Department of Transportation (DOT) is about to mandate the use of speed limiters – also known as Electronic Control Modules (ECM) – on certain trucks traveling U.S. highways. The department’s March 2014 “Report of Significant Rulemaking” states that this …

To Help or Not to Help

In the immediate aftermath of hurricanes, floods and other disasters, it’s not uncommon for people to turn out in large numbers to assist victims, clear debris and chip in on dozens of other tasks to get a community back on …

Comprehensive Claims Management Software Components

Is searching for a pre-designed claims system with components that fit your company’s requirements like finding a needle in a haystack? Let’s make finding the perfect claims system not so difficult. We’ve started a list of basic components found in …

You Break It, You Buy It: Understanding Anti-Indemnity Statutes

The song we learn in our youth is the song we sing for life. Children often blame others for their mistakes and misdeeds – a desperate effort to shift responsibility and avoid unpleasant consequences. As adults engaging in commerce, we …

Courts Weigh Timing of Cancellation Notices for Nonpayment of Premium

Courts in Ohio and Louisiana recently faced the question of how a minimum statutory time period should be applied to cancellation notices for nonpayment of premium and whether the insurer must wait until the insured actually defaults on the payment …

Punishing Common Courtesy

Who’s At Fault When One Driver Waves To Another Driver That It Is All Clear – And It Isn’t? Thomas Fuller once said, “All doors open to courtesy.” It appears that this may now include the courthouse door. Heavy traffic …

Columns Archives by Month