Columns

Dollars & Sense

33,775 The number of metal theft insurance claims for copper, bronze, brass or aluminum, according to a new report released by the National Insurance Crime Bureau (NICB). NICB found that 32,568 of those claims, or 96 percent, were for copper …

Having it All

One question often asked of women but not of men in the business world is: Can you have it “all”? Is it possible to have both a successful career as an insurance professional and a family? That’s something men never …

People

Oregon Insurance Commissioner Lou Savage is leaving the division to work on legal reform in emerging democracies overseas. Laura Cali, the division’s chief actuary and manager of product regulation, will replace Savage effective July 15. Savage was initially appointed as …

Characterizing Separate Claims as Single Claims for Policy Coverage

Determining whether claims made under an insurance policy are multiple claims or a single claim is an important exercise that can have significant coverage implications relating to coverage dates, policy limits and other policy considerations. Claims-made insurance policies are typically …

Talent Management Tips

Talent management programs are geared toward attracting, recruiting and retaining top talent. Deloitte teamed with Forbes Insights for its fourth report in the Talent 2020 series, surveying employees across major industries and global regions, to explore the changing priorities and …

Web Exchange

Video Highlights Tips for Adjusters Attending Mediation During this year’s Combined Claims Conference, James Curry, a seasoned mediator and former in-house insurance defense counsel located in California’s San Fernando Valley, provided tips to adjusters preparing for mediation. Knowing the claim’s …

West Fertilizer Company Explosion in Texas and the Role of Experts

The Importance Of NFPA 921 In Fire And Explosion Subrogation On April 17, 2013, a fire of as-of-yet-undetermined origin at the West Fertilizer Company in West, Texas ignited as much as 270 tons of ammonium nitrate being stored at the …

The Insurer’s Duty to Provide Independent Counsel in Illinois

Illinois law requires insurers to provide independent counsel for their insured when a conflict of interest arises. The duty developed from balancing the insurer’s obligation to defend the insured with the ethical obligations of appointed attorneys, and is firmly grounded …

A Victory for Erisa: U.S. Supreme Court Unanimously Holds Equity Doesn’t Trump Plan Language

On April 16, 2013, the U.S. Supreme Court issued its long-anticipated decision in U.S. Airways, Inc. v. McCutchen, 2013 WL 1567371 (2013), a case in which the future of ERISA health insurance subrogation hung in the balance. Subrogation won, trial …

The Insurer’s Duty to Provide Independent Counsel in Alaska

This is part two of a three part series focusing on an insurer’s duty to provide independent counsel in Alaska, California and Illinois. Read Part 1. Alaska imposes a broad duty on insurers to provide independent counsel for the insured …

Columns Archives by Month