Fort Collins Continues to Have Safest Drivers: Allstate Report

For the fourth year in the report’s history, the top honor of “America’s Safest Driving City” is Fort Collins, Colo., according to Allstate Insurance Company’s tenth annual “Allstate America’s Best Drivers Report.”

Fort Collins has placed in the top ten every year since the report’s inception. This year, the results indicate the average driver in Fort Collins will experience an auto collision every 14.2 years, which is 29.6 percent less likely than the national average of every 10 years.

The report, based on Allstate claims data, ranks America’s 200 largest cities in terms of car collision frequency to identify which cities have the safest drivers.

This year, new data uncovers how these cities rank when factors like population, population density and precipitation are considered. For the first time, Allstate is is including new location factor rankings and historical rankings from the past 10 years in an interactive mapping tool which can be found at www.allstate.com/BestDriversReport.

According to the National Highway Traffic Safety Administration, 33,500 car crash fatalities occurred in 2012. Additionally, Allstate research found that 70 percent of vehicles involved in auto claims are considered drivable, which indicates that most claims are the result of low speed (under 35 miles per hour) collisions.

The Report

For the past ten years, Allstate actuaries have conducted an in-depth analysis of company claims data to determine the likelihood drivers in America’s 200 largest cities will experience a vehicle collision compared to the national average. Internal property damage reported claims were analyzed over a two-year period (from January 2011 to December 2012).

A weighted average of the two-year numbers determines the annual percentages. The report defines an auto crash as any collision resulting in a property damage claim. Allstate’s auto policies represent nearly 10 percent of all U.S. auto policies, making this report a realistic snapshot of what’s happening on America’s roadways.

For the first time in the report’s ten-year history, Allstate’s interactive mapping tool demonstrates how location factors like population, population density and precipitation weight a city’s driving safety ranking. When taking challenging roadway conditions into consideration, some cities’ safest drivers ranking changed based on the likelihood for collision and these location factors.