State Bars Insurer From Doing Business in Idaho

Idaho officials say they have banned a Texas-based health insurance company from doing business in Idaho.

The Idaho Department of Insurance issued the order this week against Altrua HealthShare, a faith based company that promotes itself as an alternative to medical insurance.

Its members pay a monthly fee and agree to abstain from using tobacco and engaging in extramarital sex, while the company then coordinates payment of medical costs.

State insurance officials say companies that underwrite and assume financial risk for members are considered insurers and must be licensed.

Altrua officials disagreed, claiming they are a charitable organization and not assuming risk or guaranteeing coverage. State officials say Altrua can resume doing business in Idaho if it obtains a license.