Mercury Names Its 10 Most Affordable Vehicles To Insure in California

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A California auto insurer has just compiled a list of the least expensive cars to insure in the state.

Mercury Insurance, a company that has provided auto insurance to California drivers since 1962, had its research and development team examine the top 100 make/model combinations for the 2012 – 2015 model years. The list was created based on the Mercury price for full coverage – liability, comprehensive and collision – in California.

Honda vehicles occupy three of the top four spots. Here is the complete top-10 list, beginning with the cheapest vehicle.

Honda Fit – subcompact car
Ford Fiesta – compact car
Honda CR-V – crossover SUV
Honda Pilot – crossover SUV
MINI Countryman – premium compact car
Ford Edge – crossover SUV
Scion XB – wagon
Mazda3 – compact car
Hyundai Elantra – compact car
Toyota Sienna – minivan

“There are many factors that go into calculating the cost to insure different vehicles, but the cost to repair them when they are damaged is at the top of the list,” said Jim Reeves, group manager, R&D for Mercury Insurance. “The vehicles on our list, led by the Honda Fit, are more than 10 percent cheaper to insure than the average of all cars and trucks insured by Mercury. These savings can help reduce the cost of ownership, so you should always consider what it will cost to insure your new car when you’re shopping for the perfect vehicle.”

Based on the price for full coverage, here are the top five most affordable vehicles (listed in order) to insure with Mercury in 2016 by body style.

Convertible