San Francisco, CA – Crawley Warren Insurance Services, Inc. is pleased to announce their new customized High Value Homeowners Program (HVH) for high net worth clients in California.
This non-admitted product is designed for dwellings over $750,000, but is available for dwellings as low as $500,000 and as high as $25,000,000. Immediate binders are available for eligible risks not exceeding $5,000,000 total Section I Property.
The key feature of this extraordinary product is the ability of the clients to choose limits for Other Structures, Personal Property and Loss of Use.
The agent works with the clients to determine what limits of coverage they actually need to protect their property exposures, and they only pay for that coverage. This means that the client no longer has to pay for the standard limits usually found on Homeowners policies. VIP clients appreciate this detailed coverage needs analysis that many other agents simply do not offer.
Generous premium credits usually offered by major preferred markets are available for qualified risks.
Standard coverages include:
Ordinance or Law*
Replacement Cost on Contents
All Risk Contents HO15 Amended
Increased Special Limits of Liability
Extended Replacement Cost
Mold Limitation ($25,000)*
Water Back up ($25,000)*
ID Fraud ($25,000)*
Personal Injury
Loss Assessment ($5,000)
Refrigerated Property
Increased Fire Department Service Charge
Lock Replacement Coverage
CPL ($300,000)*
Medical Payments ($5,000)*
*Higher limits are available
Eligible risks include:
Brush areas
Course of Construction (including ground up & owner/contractor)
Homes in the name of trusts
Homes built on slopes or post and pier foundations
Full Time In servants
Older dwellings with limited updates
Protection Classes 9 and 10
Secondary and vacation homes
For more information please visit the company Web site www.crawleywarrenins.com or contact:
Kris Zebratski, SVP
Phone: 415-544-0969 ext 305
e-mail: kristinaz@crawleywarrenins.com
Derek Henkel, Sr. Underwriter
Phone: 415-544-0969 ext 319
e-mail: derekh@crawleywarrenins.com
Mailing address:
100 California Street
San Francisco, CA 94111
Submissions can be faxed to: 415-544-0974
Crawley Warren Insurance Services, Inc. (CWIS), established in 1950 is an independent Surplus Lines broker based in San Francisco, California.
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