exclusions News

Insurer Says Pollution Exclusion Sinks Coverage for Pool Chemical Injuries

A commercial general liability policy with a pollution exclusion does not protect a Virginia homeowners association from lawsuits filed by swimmers alleging they were injured by chemicals discharged into the community pool. That is the argument made by Philadelphia Indemnity …

Exclusion Does Not Exclude Coverage for Condo in Nashville Christmas Bombing

The insurance fallout from the Christmas Day 2020 bombing in downtown Nashville continues, with a federal court deciding this week that Aspen Specialty Insurance must cover millions in replacement costs for a heavily damaged condominium building. The insurer in 2021 …

Insurers Seek to Exclude US, UK Ships from Red Sea Coverage

Some ship insurers are starting to avoid covering US and UK merchant ships against war risks when they navigate the southern Red Sea, another sign of blowback since the two nations’ airstrikes on Yemen last week. Houthi militants have stepped …

Viewpoint: Court Rulings Reject Insurer Defenses to Biometric Liability

A series of recent decisions have established that commonly held Commercial General Liability (CGL) policies can and do cover lawsuits brought under Illinois’s Biometric Information Privacy Act (BIPA). These rulings build on the decision in West Bend Mutual Insurance Co. …

9th Circuit Finds Carrier Not Liable to Defend in Sexual Abuse Case

A federal appellate court reversed a ruling that would have forced a homeowner’s insurer to pay up to $300,000 in damages to a woman who had been sexually abused by its policyholder, despite exclusions in the policy for intentional acts. …