Why You Can’t Have One Without the Other When multiple insurers provide coverage for a single loss or accident, things can get confusing. Coinsurance can arise as a result of conscious risk-sharing or accidentally when two policies have overlapping coverage. …
Why You Can’t Have One Without the Other It is difficult to think of two legal concepts that have caused more confusion and headache for both courts and litigants than have contribution and subrogation. Fireman’s Fund Ins. Co. v. Maryland …
In 2010, researchers at the University of Michigan hypothesized that it is theoretically possible to conjure particles from a complete vacuum under the right circumstances. Performing such a feat in the world of subrogation might seem improbable, but subrogation theory …