A surprising percentage of people are open to paying higher insurance premiums to subsidize higher-risk individuals, but only when they believe a risk is outside of a policyholder’s control. A survey of U.S. adults, conducted by think tank RAND, sought …
A study from RAND found that rising litigation rates, trial awards and claim severity are consistent with the expected effects of social inflation. The study, What Is the Evidence for Social Inflation? Trends in Trial Awards and Insurance Claim Payments, …
People who gained health coverage following the implementation of the federal Affordable Care Act’s coverage expansion sharply increased their use of prescription drugs, while their out-of-pocket spending for medications dropped significantly, according to a new RAND Corp. study. Researchers studying …
Following a national approach to adopting traffic safety laws is more cost effective than following a state-by-state approach, according to a new RAND Corporation study. Boosting traffic safety funding by 10 percent and allocating the funds to states where it …