Road to Recovery News

West Fertilizer Company Explosion in Texas and the Role of Experts

The Importance Of NFPA 921 In Fire And Explosion Subrogation On April 17, 2013, a fire of as-of-yet-undetermined origin at the West Fertilizer Company in West, Texas ignited as much as 270 tons of ammonium nitrate being stored at the …

Understanding Experience Modifiers: Can Subrogation Really Affect Premiums?

For many corporate personnel, the concepts of underwriting and experience ratings remain a clouded mystery, yet they directly affect the amount of insurance premiums a company will pay. Even more mysterious though is what effect, if any, subrogation efforts have …

The Societal Benefits of Subrogation

Subrogation is one of the oldest legal concepts in jurisprudence with roots that trace back to Roman law under the reign of Emperor Hadrian (A.D. 177–A.D. 138). First established in English common law with the Magna Carta in 1215 A.D., …